Overseas Emergency Assistance

Overseas Emergency Assistance is a crucial component of travel insurance USA. In times of crisis, such as medical emergencies or lost passports, having access to reliable assistance can be a lifesaver.

Simple To Use

Navigating the complexities of travel insurance should be hassle-free. That's why our online platform makes it simple to get a quote, purchase coverage, and manage your policy—all from the comfort of your home or while on the go.

24/7 Emergency Call Centre

Emergencies don't adhere to regular business hours. With our 24/7 emergency call centre, assistance is available round-the-clock, ensuring prompt support whenever you need it most.

Coverage for Pre-Existing Medical Conditions

Don't let pre-existing medical conditions hold you back from exploring the USA. Our travel insurance plans offer coverage for pre-existing conditions, allowing you to travel with confidence and peace of mind.

Coverage for All Ages

Travel insurance isn't just for the young and adventurous. With coverage options designed to accommodate travelers of all ages, everyone can enjoy the benefits of comprehensive protection during their journey to the USA.

Comprehensive Medical Protection

For travelers seeking travel insurance to USA from NZ, comprehensive medical protection is essential. Our coverage offers peace of mind for any health-related concerns, from minor ailments to major emergencies.

Fast Online Processing

When time is of the essence, fast online processing ensures that you can secure coverage quickly and conveniently, even at the last minute before your departure.

Overseas Medical & Hospital Cover

Illnesses and accidents can happen anytime, anywhere. With overseas medical and hospital cover, you can rest assured knowing that you'll receive the necessary medical attention without worrying about exorbitant hospital bills.

Is Travel Insurance for the US Useful for a New Zealander?

When considering the best travel insurance for USA, it's crucial for New Zealanders to recognize its value. Comprehensive coverage provides essential protection against various unforeseen circumstances, including medical emergencies and trip cancellations. With the unpredictability of travel, having insurance ensures financial security and peace of mind throughout your journey in the USA.

 

 

Exactly What Does an Extensive Travel Insurance Plan for That USA Cover?

An extensive travel insurance plan for the USA typically covers: Medical expenses and hospitalization Emergency medical evacuation Trip cancellation or interruption Lost or delayed luggage Travel delays and missed connections Personal liability coverage Rental car damage coverage Coverage for adventure activities and sports

 

 

Can I Extend My Policy Online?

If you're considering extending your travel insurance to USA coverage, you'll be pleased to know that many providers offer convenient online extensions. As long as you request the extension before your original policy expires, you can easily prolong your coverage duration to align with any changes in your travel itinerary. This flexibility ensures that you can adapt your insurance to meet your evolving needs while providing peace of mind throughout your trip.

 

 

What Common Mistakes Do Travelers Often Make Regarding Their Insurance?

Some common mistakes travelers make regarding their insurance include: Underestimating the importance of travel insurance Not reading the policy details thoroughly Assuming that all insurance plans offer the same coverage Waiting until the last minute to purchase insurance Failing to disclose pre-existing medical conditions

 

 

Why Choose Our Travel Insurance?

Choosing our travel insurance offers several advantages:

Comprehensive coverage tailored to your needs

Easy online quoting and purchasing process

Very Fast and Reliable Customer Service

Competitive pricing and flexible options

Protection from unforeseen circumstances

Network of reliable healthcare providers

Tariff. Which is best for you?

  • Silver
    $0.69/day
    $0.88/day
    Worldwide coverage
    $70 000
    Deductible - 25%
    20 options available
    • Coverage of eatment for COVID-19
    • Medical care
    • Treatment due to injury (outpatient)
    • Calling a doctor
    • Examination / doctor's consultation
    • Emergency dental care
    • Exacerbation of chronic diseases
    • Outpatient treatment
    • Inpatient treatment
    • Midwifery care until the 29th week
    • Emergency call
    • Calling a taxi to the hospital
    • Transportation by medical aviation
    • Medical evacuation to the country of residence
    • Coverage of the diagnosis of COVID-19
    • Coverage of treatment for COVID-19
    • Medical care
    • Outpatient treatment
    • Inpatient treatment
    • Compulsory observation for up to 15 days
    • Limit 10% of the coverage amount
    • Service exclusively in case of the absence of alcohol in the blood
    • Repatriation of the body to the homeland
    • Burial in place
    • Active leisure
    • Extreme vacation
    • Sports
  • Gold
    $1.19/day
    $1.51/day
    Worldwide coverage
    $100 000
    Deductible - 0%
    30 options available
    • Coverage of treatment for COVID-19
    • Medical care
    • Treatment due to injury (outpatient)
    • Calling a doctor
    • Examination / doctor's consultation
    • Emergency dental care
    • Exacerbation of chronic diseases
    • Outpatient treatment
    • Inpatient treatment
    • Midwifery care until the 29th week
    • Emergency call
    • Calling a taxi to the hospital
    • Transportation by medical aviation
    • Medical evacuation to the country of residence
    • Coverage of the diagnosis of COVID-19
    • Coverage of treatment for COVID-19
    • Medical care
    • Outpatient treatment
    • Inpatient treatment
    • Compulsory observation for up to 15 days
    • Limit 10% of the coverage amount
    • Swimming in the pool, sea, ocean, etc.
    • Not tracked by Insurance company
    • Repatriation of the body to the homeland
    • Burial in place
    • Active leisure
    • Extreme vacation
    • Sports
  • Platinum
    $3.99/day
    $5.07/day
    Worldwide coverage
    $200 000
    Deductible - 0%
    60 options available
    • Coverage of treatment for COVID-19
    • Medical care
    • Treatment due to injury (outpatient)
    • Calling a doctor
    • Examination / doctor's consultation
    • Emergency dental care
    • Exacerbation of chronic diseases
    • Outpatient treatment
    • Inpatient treatment
    • Midwifery care until the 29th week
    • Emergency call
    • Calling a taxi to the hospital
    • Transportation by medical aviation
    • Medical evacuation to the country of residence
    • Coverage of the diagnosis of COVID-19
    • Coverage of treatment for COVID-19
    • Medical care
    • Outpatient treatment
    • Inpatient treatment
    • Compulsory observation for up to 15 days
    • Limit 10% of the coverage amount
    • Swimming in the pool, sea, ocean, etc.
    • Not tracked by Insurance company
    • Payment of the cost of telephone communication - 100 USD/EUR
    • Loss of baggage
    • Baggage delay
    • Loss of documents
    • Reimbursement of losses that led to breakdown or damage of rented / rental sports equipment
    • Payment of attorney's services
    • Payment of interpreter services
    • Depositing the deposit necessary for the release of the insured person from arrest
    • Reimbursement of costs for the preparation of documents necessary for returning to the country of permanent residence
    • Return of adults
    • Returning home minor children
    • Flight delay over 4 hours
    • 15 days
    • Inpatient treatment
    • Expenses for staying abroad
    • Transportation after inpatient treatment
    • Payment for accommodation in the hotel of one relative for the period of inpatient treatment of the insured person
    • Payment for the travel of one relative of the insured person in case of his hospitalization or death
    • Expenses for staying abroad after the contract expires
    • Monetary compensation as a result of damage to the life or health of third parties
    • Monetary compensation as a result of moral damage caused to third parties
    • Monetary compensation as a result of damage to the property of third parties
    • Car transportation to the nearest service station
    • Return of the driver and passengers to the country of permanent residence
    • Sudden technical breakdown or damage due to a road accident
    • Repatriation of the body to the homeland
    • Burial in place
    • Payment of expenses related to search operations
    • Payment of costs associated with search operations in remote locations
    • Reimbursement of expenses in case of force majeure (accident, including death, disability, etc.
    • Active leisure
    • Extreme vacation
    • Sports

Reviews about Travel Insurance NZ

We offer comprehensive, customizable insurance plans that adapt to your unique needs, whether you're conquering remote wildernesses or strolling historic city streets. Our friendly and knowledgeable team is always just a click or call away, ready to answer your questions and guide you through any situation, big or small. Join the two million adventurers who've chosen our insurance company as their trusted companion. Because your next adventure awaits, and we'll be right there with you, every step of the way.
I recommend
"I'm an avid hiker and booked a trip to conquer the Milford Track. My travel insurance from the company helped a lot when I sprained my ankle on the first day. They covered my medical expenses and even helped me reschedule my flights home. Without it, my dream trip could have turned into a financial nightmare."
John M, 32, Los Angeles
Everything was cool
“I'm not usually one for insurance, but New Zealand's weather is notoriously unpredictable. My Insurance Company policy eased my anxiety. When a storm canceled my ferry to Milford Sound, they reimbursed me for the missed tour and helped me find alternative activities. It saved me money and ensured I still had a fantastic time."
Peter B., 55, London
Traveling with children
"Traveling with kids always comes with surprises. My travel insurance was a lifesaver when our youngest got sick during our New Zealand campervan trip. They covered the doctor's visit and medication and even helped us find a kid-friendly campsite while she recovered. It meant we could all relax and enjoy the rest of our vacation."
Margaret L., 42, Sydney
10/10
"My campervan broke down in the middle of nowhere! My heart sank, but my Insurance policy swooped in. They covered the repairs and even found me a cozy cabin for the night. I finished my road trip with unforgettable views and a whole wallet."
Michael, 33, Berlin

Frequently Asked Questions

Yes, many insurance providers offer same-day coverage, allowing you to purchase a policy shortly before your departure. However, it’s best to buy insurance as soon as you book your trip to ensure you’re covered for any unexpected events leading up to your departure.

When embarking on adventure travel, prioritize safety through meticulous planning, understanding local customs and laws, and taking necessary precautions. Research your destination thoroughly and pack essential gear for the activities you’ll engage in. Stay informed about potential risks and have contingency plans in place. By being proactive and aware, you can enjoy your adventure while minimizing potential hazards.

If your trip coincides with political unrest, prioritize your safety by staying informed about the situation and heeding travel advisories from government authorities. It may be prudent to postpone or alter your travel plans to avoid potential risks. Additionally, maintain regular communication with your embassy or consulate for guidance and assistance during uncertain times. Remain vigilant, avoid areas of unrest, and have contingency plans in place in case of emergencies. Your safety should always be the top priority when traveling, especially in volatile situations.

Our 24/7 emergency call center ensures you receive assistance promptly in case of emergencies, with trained professionals available to provide support and guidance whenever you need it.

Yes, our insurance policies typically provide coverage for stolen or damaged phones, cameras, and laptops. These valuable items are considered personal belongings and are covered under our baggage and personal effects coverage. However, coverage limits and exclusions may apply, so it’s important to review your policy documents thoroughly to understand the specific terms of coverage for your electronics. With our insurance, you can have peace of mind knowing that your devices are protected against unforeseen losses or damages while traveling.

You can typically access and download your policy documents online through your insurance provider’s website or customer portal. Most insurance companies offer a convenient online platform where policyholders can log in and access their documents at any time. This allows for quick and easy retrieval of important information such as coverage details, policy terms, and contact information.

If you need assistance navigating the online portal or have trouble accessing your documents, don’t hesitate to reach out to our customer service team. Our dedicated representatives are available to provide support and guidance, ensuring that you have all the information you need for a smooth and hassle-free experience. Whether you have questions about your policy coverage or need help with document retrieval, we’re here to assist you every step of the way.

 

Yes, travel insurance policies typically include coverage for medical emergencies and hospital bills incurred during your trip, ensuring you receive the care you need without facing exorbitant expenses.

Yes, travel insurance policies typically include coverage for medical emergencies and hospital bills incurred during your trip, ensuring you receive the care you need without facing exorbitant expenses.

Travel insurance exclusions are crucial to understand before embarking on a trip to the USA. Pre-existing medical conditions are often excluded from coverage, meaning any medical issues you had before purchasing the policy may not be covered. Similarly, engaging in high-risk activities like extreme sports or dangerous hobbies might invalidate your coverage. Acts of war or terrorism are typically excluded as well, leaving travelers vulnerable in such situations. To avoid unpleasant surprises, meticulously review your policy’s terms and conditions, ensuring you grasp the extent of coverage and any exclusions that may apply. If in doubt, consult with your insurance provider for clarification on what is and isn’t covered under your policy. Being aware of these exclusions empowers travelers to make informed decisions and adequately prepare for their journey, mitigating potential risks and ensuring peace of mind throughout their travels in the USA.