Assistance in Emergencies Abroad

One-way travel insurance recognizes the unforeseen circumstances that may arise during individual journeys, particularly in unfamiliar surroundings. To address such situations, one-way travel insurance provides assistance in emergencies abroad. Whether it involves lost or stolen passports, legal matters, or managing a medical emergency, the insurance provider is available to offer support. This assistance aims to ensure your safety, protection, and overall support throughout your journey.

Medical and Hospital Coverage Overseas

Health concerns can arise at any moment, even during your thrilling one-way adventure. One Way travel insurance provides comprehensive medical and hospital coverage overseas, ensuring your well-being is prioritized. From minor ailments to major medical emergencies, the insurance covers expenses related to hospitalization, doctor visits, prescription medications, and necessary medical procedures. With this coverage in place, you can explore the world with peace of mind, knowing that your health is protected.

User-Friendly Interface

User-friendly interfaces simplify the insurance process, allowing you to quickly find the coverage you need for your one-way journey. With a few simple clicks, you'll have the protection you require before setting off on your new adventure.

Round-the-Clock Emergency Call Center

Emergencies can happen at any time, which is why One Way travel insurance NZ provides a round-the-clock emergency call center. Whether you encounter a medical emergency, experience travel disruptions, or require immediate assistance, a dedicated team of professionals is just a phone call away.

Inclusive Coverage for All Age Groups

One Way travel insurance caters to travelers of all age groups. Regardless of your age, you can find a policy that suits your needs, offering the necessary protection for your one-way adventure.

Extensive Medical Protection

One Way trip travel insurance offers extensive medical protection, covering a range of medical expenses that may arise during your journey. This can include doctor visits, hospitalization, medical transportation, and emergency medical evacuation if necessary.

Inclusion of Pre-Existing Medical Conditions in Coverage

Individuals with pre-existing medical conditions often worry about their coverage while traveling. However, in Fiji, travel insurance plans can be customized to include coverage for pre-existing conditions. By disclosing your medical history to your insurance provider, you can ensure that your insurance policy addresses your specific healthcare needs.

Inclusion of Pre-Existing Medical Conditions in Coverage

Travelers with pre-existing medical conditions often worry about finding suitable insurance coverage. By disclosing your conditions upfront, you can ensure that you have appropriate protection and assistance if your existing medical condition requires attention during your journey.

What is One Way Travel Insurance and How Does it Work?

One Way  travel insurance provides coverage for travelers who have no definite return date or plan. Unlike traditional travel insurance, which typically covers a specific trip with a set departure and return date, One Way  travel insurance allows for flexibility and adaptability. It ensures that even if you don't know when or where your journey will end, you will still have the necessary protection throughout your travels.


The coverage provided by One Way  travel insurance is similar to that of standard travel insurance. It includes aspects such as medical expenses, emergency medical evacuation, trip cancellation or interruption, personal belongings and baggage, and personal liability. However, the key difference lies in the duration of the coverage, which is not restricted to a fixed travel period. One Way  travel insurance offers continuous coverage until you decide to return home or end your journey.

 

 

Typical Conditions Of Cover

  • Maximum Trip Duration

When selecting One Way travel insurance, it is important to consider the maximum trip duration covered by the policy. Most insurance providers have a maximum limit on how long they will cover an individual trip. This duration can vary between insurers, but common limits range from 30 days to 365 days. If your journey exceeds the maximum trip duration, you may need to purchase additional coverage or seek a different insurance solution to ensure continuous protection throughout your travels.

 

  • Eat Wisely

Enjoying local cuisine is a highlight of any trip, but be cautious about consuming raw or undercooked food. Opt for freshly cooked meals from reputable establishments to minimize the risk of foodborne illnesses.

 

  • Country Exclusions

Before purchasing One Way travel insurance, review the list of excluded countries to ensure that your intended destinations are covered. If your journey includes countries listed as exclusions, you may need to explore alternative insurance options to ensure comprehensive coverage.

  • Pre-existing Medical Conditions

If you have pre-existing medical conditions, it is essential to pay attention to how they are addressed in the policy. Some insurance providers automatically exclude coverage for pre-existing conditions, while others may offer coverage subject to certain conditions or additional premiums. It is crucial to disclose all pre-existing conditions during the application process to ensure that you have appropriate coverage in case of any medical emergencies related to these conditions.

 

  • Age Limits

One Way travel insurance policies typically have age limits that determine eligibility for coverage. While age limits can vary across insurance providers, many policies offer coverage for travelers up to a certain age, such as 70 or 75 years old. Beyond these age limits, it may be more challenging to find suitable insurance options.

 

  • Policy Renewals

Renewing your insurance policy is crucial when embarking on a one-way journey. Many insurance providers offer the option to renew your policy, ensuring ongoing coverage throughout your travels. It is important to review the renewal conditions and requirements, such as whether the renewal is automatic or if you need to initiate the process.

 

One Way Travel Insurance Benefits

One Way travel insurance offers several benefits for travelers embarking on open-ended journeys with no set return date.

Financial Protection

With proper coverage, you can ensure that you are protected against unforeseen circumstances such as trip cancellations, delays, lost or stolen baggage, emergency medical expenses, and medical repatriation.

Emergency Assistance

If you face a medical emergency or need help with travel arrangements due to unforeseen circumstances, having insurance with emergency assistance can give you peace of mind. This assistance can include medical advice, referrals to local medical facilities, and coordination of medical evacuation.

Trip Interruption Coverage

If you need to cut your trip short due to unforeseen events such as a family emergency, natural disaster, or severe illness, having trip interruption coverage ensures that you are reimbursed for the unused portion of your trip expenses and any additional costs incurred due to the interruption.

Coverage for Belongings and Personal Liability

With One Way travel insurance, you can also protect your belongings and yourself against personal liability. Coverage for lost or stolen baggage ensures that you are compensated for the value of your belongings, minimizing the financial impact of such incidents. Additionally, personal liability coverage offers protection in case you cause accidental damage to property or injure someone while traveling.

Peace of Mind

It offers a safety net that allows you to focus on your travel experiences without worrying about potential financial or logistical issues that may arise.

Tailored Options

One Way travel insurance typically offers options for customization to suit your specific travel needs. This flexibility ensures that you have the appropriate level of coverage for your unique trip.

What does Travel Safe Online offer?

International Travel Insurance

International travel insurance is an important consideration when embarking on a One Way journey abroad. It provides comprehensive coverage, protecting you against unforeseen events such as accidents, illnesses, trip cancellations, and emergencies that may happen while traveling. International travel insurance also offers 24/7 assistance and support, ensuring that you receive timely help when you need it most.

 

Local Travel Insurance

If you are traveling within your home country or region, local travel insurance may be a more suitable option. Local travel insurance policies typically offer coverage for medical emergencies, trip interruptions, and lost or stolen baggage. This type of insurance is often designed to cater to the specific needs of local travelers, making it a more affordable and practical choice for those embarking on one-way trips.

 

Insurance for Individual Trips

Individual trip insurance is ideal for individuals embarking on one-way trips without a fixed return date. It provides a variety of coverage options, including emergency medical expenses, trip cancellation or interruption, lost or stolen baggage, and personal liability. With individual trip insurance, you can customize your coverage according to your unique travel needs and preferences.

Emergency Evacuation Services

In case of emergencies, such as natural disasters, political unrest, or medical emergencies, emergency evacuation services can be a lifesaver. The cost of emergency evacuation can be substantial, especially if you are in a remote or dangerous location. With One Way  travel insurance, you can have peace of mind knowing that you are covered for emergency evacuation expenses.

 

Additional Optional Coverage

In addition to the standard coverage options, many One Way  travel insurance policies offer optional coverage for additional benefits. These optional coverages can include adventure sports coverage, rental car coverage, and travel assistance services. It is important to read through the policy details and choose the optional coverages that are relevant to your specific travel needs.

 

Existing Medical Conditions Prior to Travel

If you have existing medical conditions, it is important to choose a One Way  travel insurance policy that provides coverage for your specific condition. Many policies have exclusions for pre-existing conditions, so it is important to read the policy details carefully to ensure that your condition is fully covered. Some policies may require a medical evaluation or additional underwriting to provide coverage for pre-existing conditions.

 

Why Do I Need Travel One Way Travel Insurance?

One Way travel insurance is a type of travel insurance that provides coverage for individuals who are traveling to a destination without a planned return date. While traditional travel insurance policies usually cover round-trip travels, One Way travel insurance is specifically designed to cater to the needs of individuals with no set return dates.

Flexibility in Travel Plans

One Way travel insurance provides flexibility for travelers who have open-ended travel plans or uncertain return dates.

Emergency Medical Coverage

One Way travel insurance ensures that you have adequate coverage for emergency medical expenses while you are away from home. This can include coverage for hospitalization, doctor's visits, emergency medical evacuation, and repatriation of remains if needed.

Trip Interruption or Cancellation Coverage

One Way travel insurance can provide coverage for trip interruption or cancellation expenses, such as non-refundable flight tickets or accommodation bookings. This can help you recover some or all of your expenses in case of unexpected events like sudden illness, family emergencies, or natural disasters.

Baggage and Personal Belongings Coverage

One Way travel insurance typically includes coverage for lost, damaged, or stolen baggage and personal belongings. This can provide reimbursement for the value of your belongings, allowing you to replace essential items and continue your journey smoothly.

Personal Liability Coverage

One Way travel insurance often includes personal liability coverage, which can protect you financially in such scenarios. This coverage can help cover legal expenses, medical bills, or compensation claims made against you.

Assistance Services

This can include 24/7 emergency helplines, medical referrals, language interpretation services, travel concierge services, and other forms of support when you need it most.

Why choose Our Travel Insurance?

Risk Coverage Rated AA+

 

When choosing a One Way travel insurance provider, it is essential to consider the financial stability and reliability of the company. Our company has been given a risk coverage rating of AA+, indicating our strong financial position and ability to meet our policyholders’ claims. This rating provides peace of mind, knowing that your coverage is backed by a company with a solid financial foundation.

 

Our Global Presence

 

Traveling to different parts of the world comes with its own set of challenges and risks. Our global presence allows us to provide support and assistance to our policyholders, no matter where they are. With a network of partners and assistance providers worldwide, we can offer 24/7 emergency helpline services, medical referrals, and other travel assistance services to ensure that you are never alone in the event of an emergency or unforeseen circumstance.

Flexibility, Options, and Excellent Value

 

We understand that every traveler has unique needs, which is why we offer flexible options and excellent value with our One Way travel insurance policies. Whether you are embarking on a short-term trip or a long-term adventure, we have coverage options that can be tailored to your specific travel plans. We believe in providing comprehensive coverage at an affordable price, ensuring that you get the best value for your money.

Allow Us to Provide Worldcare for You

 

With our One Way travel insurance, we are dedicated to providing world-class coverage and support to our policyholders. Our goal is to make your travel experience as worry-free as possible, so you can focus on enjoying your journey. From comprehensive coverage options to 24/7 assistance services, we are here to provide worldcare for you, ensuring that you have the peace of mind and protection you need while exploring the world.

 

Tariff. Which is best for you?

  • Silver
    $0.69/day
    $0.88/day
    Worldwide coverage
    $70 000
    Deductible - 25%
    20 options available
    • Coverage of eatment for COVID-19
    • Medical care
    • Treatment due to injury (outpatient)
    • Calling a doctor
    • Examination / doctor's consultation
    • Emergency dental care
    • Exacerbation of chronic diseases
    • Outpatient treatment
    • Inpatient treatment
    • Midwifery care until the 29th week
    • Emergency call
    • Calling a taxi to the hospital
    • Transportation by medical aviation
    • Medical evacuation to the country of residence
    • Coverage of the diagnosis of COVID-19
    • Coverage of treatment for COVID-19
    • Medical care
    • Outpatient treatment
    • Inpatient treatment
    • Compulsory observation for up to 15 days
    • Limit 10% of the coverage amount
    • Service exclusively in case of the absence of alcohol in the blood
    • Repatriation of the body to the homeland
    • Burial in place
    • Active leisure
    • Extreme vacation
    • Sports
  • Gold
    $1.19/day
    $1.51/day
    Worldwide coverage
    $100 000
    Deductible - 0%
    30 options available
    • Coverage of treatment for COVID-19
    • Medical care
    • Treatment due to injury (outpatient)
    • Calling a doctor
    • Examination / doctor's consultation
    • Emergency dental care
    • Exacerbation of chronic diseases
    • Outpatient treatment
    • Inpatient treatment
    • Midwifery care until the 29th week
    • Emergency call
    • Calling a taxi to the hospital
    • Transportation by medical aviation
    • Medical evacuation to the country of residence
    • Coverage of the diagnosis of COVID-19
    • Coverage of treatment for COVID-19
    • Medical care
    • Outpatient treatment
    • Inpatient treatment
    • Compulsory observation for up to 15 days
    • Limit 10% of the coverage amount
    • Swimming in the pool, sea, ocean, etc.
    • Not tracked by Insurance company
    • Repatriation of the body to the homeland
    • Burial in place
    • Active leisure
    • Extreme vacation
    • Sports
  • Platinum
    $3.99/day
    $5.07/day
    Worldwide coverage
    $200 000
    Deductible - 0%
    60 options available
    • Coverage of treatment for COVID-19
    • Medical care
    • Treatment due to injury (outpatient)
    • Calling a doctor
    • Examination / doctor's consultation
    • Emergency dental care
    • Exacerbation of chronic diseases
    • Outpatient treatment
    • Inpatient treatment
    • Midwifery care until the 29th week
    • Emergency call
    • Calling a taxi to the hospital
    • Transportation by medical aviation
    • Medical evacuation to the country of residence
    • Coverage of the diagnosis of COVID-19
    • Coverage of treatment for COVID-19
    • Medical care
    • Outpatient treatment
    • Inpatient treatment
    • Compulsory observation for up to 15 days
    • Limit 10% of the coverage amount
    • Swimming in the pool, sea, ocean, etc.
    • Not tracked by Insurance company
    • Payment of the cost of telephone communication - 100 USD/EUR
    • Loss of baggage
    • Baggage delay
    • Loss of documents
    • Reimbursement of losses that led to breakdown or damage of rented / rental sports equipment
    • Payment of attorney's services
    • Payment of interpreter services
    • Depositing the deposit necessary for the release of the insured person from arrest
    • Reimbursement of costs for the preparation of documents necessary for returning to the country of permanent residence
    • Return of adults
    • Returning home minor children
    • Flight delay over 4 hours
    • 15 days
    • Inpatient treatment
    • Expenses for staying abroad
    • Transportation after inpatient treatment
    • Payment for accommodation in the hotel of one relative for the period of inpatient treatment of the insured person
    • Payment for the travel of one relative of the insured person in case of his hospitalization or death
    • Expenses for staying abroad after the contract expires
    • Monetary compensation as a result of damage to the life or health of third parties
    • Monetary compensation as a result of moral damage caused to third parties
    • Monetary compensation as a result of damage to the property of third parties
    • Car transportation to the nearest service station
    • Return of the driver and passengers to the country of permanent residence
    • Sudden technical breakdown or damage due to a road accident
    • Repatriation of the body to the homeland
    • Burial in place
    • Payment of expenses related to search operations
    • Payment of costs associated with search operations in remote locations
    • Reimbursement of expenses in case of force majeure (accident, including death, disability, etc.
    • Active leisure
    • Extreme vacation
    • Sports

Reviews about Travel Insurance NZ

We offer comprehensive, customizable insurance plans that adapt to your unique needs, whether you're conquering remote wildernesses or strolling historic city streets. Our friendly and knowledgeable team is always just a click or call away, ready to answer your questions and guide you through any situation, big or small. Join the two million adventurers who've chosen our insurance company as their trusted companion. Because your next adventure awaits, and we'll be right there with you, every step of the way.
I recommend
"I'm an avid hiker and booked a trip to conquer the Milford Track. My travel insurance from the company helped a lot when I sprained my ankle on the first day. They covered my medical expenses and even helped me reschedule my flights home. Without it, my dream trip could have turned into a financial nightmare."
John M, 32, Los Angeles
Everything was cool
“I'm not usually one for insurance, but New Zealand's weather is notoriously unpredictable. My Insurance Company policy eased my anxiety. When a storm canceled my ferry to Milford Sound, they reimbursed me for the missed tour and helped me find alternative activities. It saved me money and ensured I still had a fantastic time."
Peter B., 55, London
Traveling with children
"Traveling with kids always comes with surprises. My travel insurance was a lifesaver when our youngest got sick during our New Zealand campervan trip. They covered the doctor's visit and medication and even helped us find a kid-friendly campsite while she recovered. It meant we could all relax and enjoy the rest of our vacation."
Margaret L., 42, Sydney
10/10
"My campervan broke down in the middle of nowhere! My heart sank, but my Insurance policy swooped in. They covered the repairs and even found me a cozy cabin for the night. I finished my road trip with unforgettable views and a whole wallet."
Michael, 33, Berlin

Frequently Asked Questions

One-way travel insurance is typically suitable for all destinations, including international and domestic travel. Whether you are embarking on a one-way journey to a neighboring country or planning a long-term trip to a far-off destination, one-way travel insurance can provide the necessary coverage and protection. It is important to review the policy details to ensure that the coverage meets your specific needs and will be applicable to your destination.

One-way travel insurance typically includes a range of coverage options to protect against various risks and unforeseen events. Common coverage includes emergency medical expenses, trip cancellation or interruption, lost or stolen baggage, personal liability, and emergency evacuation. Some policies may also offer additional optional coverage for activities such as adventure sports or rental car accidents.

In many cases, it is possible to extend your one-way travel insurance if your plans change. However, this will depend on the insurance provider and the specific policy terms.

Age restrictions for travel insurance One Way ticket can vary depending on the insurance provider and the specific policy. Some insurance providers may have upper age limits for coverage, while others may offer policies that are specifically designed for older travelers. It is important to review the policy terms and conditions or contact the insurance provider directly to determine if there are any age restrictions or limitations for the one-way travel insurance you are considering.

Getting a quote and purchasing travel insurance One Way online is typically a quick and convenient process. Many insurance providers offer online platforms or websites where you can enter your travel details and receive an instant quote. The time it takes to get a quote can depend on the complexity of your trip and the information you provide. Once you have reviewed the quote and are ready to proceed, purchasing coverage online can be done with just a few clicks, providing you with immediate confirmation and peace of mind.

Yes, it is often possible to purchase travel insurance for One Way trip that covers multiple destinations. Many insurance providers offer policies that provide coverage for multiple countries or regions within a specific period. This can be beneficial if your one-way travel itinerary includes visiting various destinations during your trip. When purchasing coverage, it is important to review the policy details to ensure that all the destinations you plan to visit are included in the coverage.

Pre-existing medical conditions are a common concern when purchasing travel insurance. Each insurance provider may have different policies and exclusions regarding pre-existing medical conditions, so it is crucial to carefully review the policy details. Some policies may exclude coverage for pre-existing conditions altogether, while others may offer coverage with certain limitations or additional requirements. If you have a pre-existing medical condition, it is important to disclose it to the insurance provider and discuss your options to ensure you have appropriate coverage for your needs.

When filing a claim with your one-way travel insurance, you will generally need to provide supporting documentation to substantiate your claim. The specific documentation requirements may vary depending on the nature of the claim and the insurance provider. Common documents that may be required include medical reports, police reports for theft or loss of property, receipts for expenses incurred, travel itineraries, and any other relevant documentation that supports your claim. It is advisable to carefully review the claims process outlined in your policy and contact the insurance provider directly for specific details on the documentation required.