Overseas Emergency Assistance

Even when traveling domestically in New Zealand, it's crucial to have access to reliable overseas emergency assistance. Our travel insurance policies provide you with access to a 24/7 helpline that connects you to a team of experienced professionals who can assist you during an emergency. Whether it's a medical emergency, lost or stolen belongings, or any other travel-related crisis, our team is here to provide guidance, support, and reassurance.

Overseas Medical & Hospital Cover

Our travel insurance policies offer comprehensive coverage for overseas medical and hospital expenses. This means that if you require medical treatment or hospitalization during your trip, your expenses will be covered, providing you with peace of mind and financial protection.

User-Friendly Interface

Our travel insurance platform features a user-friendly interface that makes it easy for you to navigate, understand, and purchase your insurance policy with confidence. From obtaining a quote to accessing policy details, our interface is designed to ensure a seamless and hassle-free experience.

Round-the-Clock Emergency Call Center

In case of an emergency, it's crucial to have access to immediate assistance. Our travel insurance includes a round-the-clock emergency call center that is staffed by experienced professionals who are ready to assist you at any time. Whether you require medical advice, need help with a travel-related issue, or have any other emergency, our team is just a phone call away.

Inclusive Coverage for All Age Groups

Our policies are designed to cater to the specific needs of different age demographics, ensuring that everyone can benefit from comprehensive coverage and peace of mind.

Extensive Medical Protection

Medical emergencies can happen to anyone, regardless of age or health condition. That's why our travel insurance offers extensive medical protection that covers a wide range of conditions and treatments. From minor illnesses to serious injuries, our policies ensure that you are protected and have access to the medical care you need during your trip.

Inclusion of Pre-Existing Medical Conditions in Coverage

If you have pre-existing medical conditions, it's important to disclose them when purchasing travel insurance. Our policies include coverage for pre-existing medical conditions, ensuring that you are protected in case of any related issues during your trip. It's essential to review the policy terms and conditions to understand the specific coverage and any exclusions that may apply.

Efficient Online Processing

We understand that convenience and efficiency are important when purchasing travel insurance. That's why our online platform offers efficient processing, allowing you to obtain a quote, customize your policy, and make a secure payment within minutes. With our streamlined process, you can focus on planning your trip while we take care of your insurance needs.

What is Domestic Travel Insurance and How Does it Work?

Domestic travel insurance NZ is a type of insurance coverage specifically designed for trips within your home country, in this case, New Zealand. It provides financial protection and assistance in case of unexpected events, such as trip cancellations, medical emergencies, lost or stolen belongings, and other travel-related incidents.


When you purchase a NZ domestic travel insurance policy, you pay a premium to the insurance company. In return, they provide you with coverage based on the terms and conditions outlined in the policy document. If you encounter a covered event during your trip, you can file a claim with the insurance company to receive reimbursement or assistance for eligible expenses.

 

 

Why Do I Need Domestic Travel Insurance?

Firstly, it offers financial protection in case of trip cancellations or interruptions. Whether due to unexpected illness, family emergencies, or natural disasters, you may have to cancel or delay your trip. Travel insurance can reimburse you for non-refundable expenses, such as flights, accommodation, and pre-paid activities, helping to minimize your financial losses.


Secondly, domestic travel insurance within New zealand provides coverage for medical emergencies during your trip. Even within your own country, accidents or sudden illnesses can happen. Medical expenses, including hospital stays, doctor's visits, and medications, can be costly. With travel insurance, you can have peace of mind knowing that you are protected and financial support is available if the need arises.


Lastly, travel insurance covers you for lost or stolen belongings. Whether it's a camera, laptop, or other valuable items, losing or having them stolen during your trip can be a hassle. Travel insurance can provide reimbursement for the value of these items, easing your burden and allowing you to replace them.

 

 

What Does Domestic Travel Insurance Cover?

Domestic travel insurance within NZ typically covers a range of scenarios to ensure comprehensive protection for your trip. These may include:

Trip Cancellations or Interruptions:

Reimbursement for non-refundable expenses due to unexpected events like illness, family emergencies, or natural disasters.

Medical Emergencies:

Coverage for medical expenses, including hospital stays, doctor's visits, medications, and emergency medical evacuations if necessary.

Lost or Stolen Belongings:

Reimbursement for the value of lost or stolen items, such as cameras, laptops, and other personal belongings.

Personal Liability:

Coverage for legal expenses and damages if you accidentally injure someone or damage their property during your trip.

Rental Vehicle Protection:

Coverage for accidents or damage to rental vehicles, including cars, campervans, or motorcycles.

Keep in mind that specific coverage may vary between insurance providers and policy types. It's essential to review the policy terms and conditions to understand the scope of coverage, any limitations, and the claims process.

 

 

Benefits Of Domestic Travel Insurance

Excess Coverage for Rental Cars Within the Country

 

One of the key benefits of domestic travel insurance in New Zealand is the excess coverage offered for rental cars. When you rent a vehicle for your trip, the rental company typically requires you to pay an excess amount in case of damage or an accident. However, with domestic travel insurance, you can have this excess covered, allowing you to avoid any unexpected expenses and providing you with peace of mind during your journey.

 

Coverage for Baggage and Personal Belongings

 

Whether it’s your luggage, electronics, or valuable personal possessions, having coverage for baggage and personal belongings ensures that you can replace them without bearing the full financial burden. This benefit enhances your journey, providing peace of mind and allowing you to focus on enjoying the experiences New Zealand has to offer.

 

Unlimited Cancellation Protection

 

With domestic travel insurance, you can be reimbursed for the cost of flights, accommodation, and other pre-paid expenses if you need to cancel or interrupt your trip for a covered reason. This benefit not only provides financial protection but also allows you to adjust your plans without worrying about losing money on non-refundable bookings.

Compensation for Travel Delays

 

If your flight or other scheduled transport is significantly delayed due to reasons outside of your control, such as severe weather or mechanical issues, you may be eligible for reimbursement of additional expenses incurred as a result of the delay. This can include accommodation costs, meals, and transportation arrangements. With this benefit, you can navigate travel disruptions with confidence, knowing that you have support to minimize any financial implications caused by delays.

 

What does Travel Safe Online offer?

Global Travel Insurance

For those planning to venture beyond the borders of New Zealand, Travel Safe Online offers global travel insurance. This type of coverage provides protection for a wide range of international trips, including leisure travel, business travel, and even longer durations such as backpacking or working holidays. With global travel insurance, New Zealand travelers can have peace of mind knowing that they are covered in the event of trip cancellations, medical emergencies, loss or theft of belongings, and various other unforeseen events that may occur overseas.

Domestic Travel Insurance

Travel Safe Online understands that even within the borders of New Zealand, unexpected events can disrupt your journey. That's why they offer cheap domestic travel insurance NZ specifically designed to cater to the needs of those embarking on local adventures. Whether you're exploring the picturesque landscapes of the South Island or indulging in cultural experiences in the North Island, travel insurance domestic provides coverage for trip cancellations, medical emergencies, lost or stolen belongings, and more.

Coverage for Individual Trips

Travel Safe Online understands that not all travelers have the same travel needs and plans. Whether you're going on a short weekend trip or embarking on a multi-month expedition, we offer coverage options that can be tailored to your individual trip and accommodate the diverse interests and preferences of each traveler. Flexible coverage options allow you to choose the level of coverage that best suits your specific travel itinerary, ensuring you have the right level of protection and support throughout your trip. Their user-friendly interface and 24/7 customer support further enhance the travel experience

Emergency Evacuation Services

In the event of a medical emergency or a situation where your safety is at risk during your travels, Travel Safe Online provides emergency evacuation services. This means that if you require immediate medical attention or need to be transported to a medical facility that is better equipped to handle your condition, Travel Safe Online will arrange and cover the costs of your emergency evacuation. This service provides crucial support and peace of mind, especially when traveling to remote areas, participating in adventurous activities, or exploring unfamiliar territories.

Additional Optional Coverage

To further customize your travel insurance, Travel Safe Online offers additional optional coverage to meet specific needs. This may include coverage for high-value items, adventure sports, rental vehicle excess, and more. By opting for additional coverage, you can tailor your insurance policy to match your unique travel preferences and activities, providing enhanced protection and peace of mind.

Existing Medical Conditions Prior to Travel

One essential aspect Travel Safe Online takes into account is pre-existing medical conditions. They understand that individuals may have ongoing medical conditions that require consideration and coverage during their travels. Travel Safe Online provides options for addressing existing health conditions, ensuring that you have appropriate coverage and assistance if your condition requires medical attention while you're away.

Why choose Our Domestic Travel Insurance?

Risk Coverage Rated AA+

 

Travel Safe Online takes pride in its exceptional insurance risk rating, which is AA+. This rating signifies the company’s strong financial stability, reliability, and commitment to meeting its customers’ needs. With an AA+ rating, Travel Safe Online establishes itself as a trustworthy and responsible insurance provider, instilling confidence in travelers that their insurance needs will be met promptly and efficiently.

 

Flexibility, Options, and Exceptional Value

 

One of the standout features of Travel Safe Online is the flexibility it offers in its insurance options. Recognizing that each traveler has unique requirements, Travel Safe Online provides a range of coverage options designed to suit different travel plans and budgets. Whether you’re going on a short weekend trip or embarking on a long-term adventure, you can tailor your insurance policy to meet your specific needs. This flexibility ensures that you only pay for the coverage you require, allowing you to enjoy exceptional value for your travel insurance investment.

Our Reach Extends Globally

 

Travel Safe Online understands that New Zealand travelers often venture beyond their own borders. To cater to their global wanderings, Travel Safe Online extends its services across the globe. Whether you’re exploring the bustling streets of New York City, embarking on an African safari, or soaking up the sun on a tropical island, Travel Safe Online ensures that you’re covered no matter where your journey takes you. Whether you encounter a medical emergency, lose your belongings, or experience unexpected travel disruptions, Travel Safe Online will be there to assist you around the world.

Allow us to Provide Worldcare for You

 

Travel Safe Online’s commitment to providing exceptional care is evident in its Worldcare approach. With Worldcare, Travel Safe Online goes above and beyond to ensure that you receive the support and assistance you need while traveling. From expert travel advice and 24/7 emergency assistance to a vast network of global partners, Travel Safe Online’s Worldcare offers a comprehensive suite of services to ensure your well-being and safety throughout your journey.

 

Tariff. Which is best for you?

  • Silver
    $0.69/day
    $0.88/day
    Worldwide coverage
    $70 000
    Deductible - 25%
    20 options available
    • Coverage of eatment for COVID-19
    • Medical care
    • Treatment due to injury (outpatient)
    • Calling a doctor
    • Examination / doctor's consultation
    • Emergency dental care
    • Exacerbation of chronic diseases
    • Outpatient treatment
    • Inpatient treatment
    • Midwifery care until the 29th week
    • Emergency call
    • Calling a taxi to the hospital
    • Transportation by medical aviation
    • Medical evacuation to the country of residence
    • Coverage of the diagnosis of COVID-19
    • Coverage of treatment for COVID-19
    • Medical care
    • Outpatient treatment
    • Inpatient treatment
    • Compulsory observation for up to 15 days
    • Limit 10% of the coverage amount
    • Service exclusively in case of the absence of alcohol in the blood
    • Repatriation of the body to the homeland
    • Burial in place
    • Active leisure
    • Extreme vacation
    • Sports
  • Gold
    $1.19/day
    $1.51/day
    Worldwide coverage
    $100 000
    Deductible - 0%
    30 options available
    • Coverage of treatment for COVID-19
    • Medical care
    • Treatment due to injury (outpatient)
    • Calling a doctor
    • Examination / doctor's consultation
    • Emergency dental care
    • Exacerbation of chronic diseases
    • Outpatient treatment
    • Inpatient treatment
    • Midwifery care until the 29th week
    • Emergency call
    • Calling a taxi to the hospital
    • Transportation by medical aviation
    • Medical evacuation to the country of residence
    • Coverage of the diagnosis of COVID-19
    • Coverage of treatment for COVID-19
    • Medical care
    • Outpatient treatment
    • Inpatient treatment
    • Compulsory observation for up to 15 days
    • Limit 10% of the coverage amount
    • Swimming in the pool, sea, ocean, etc.
    • Not tracked by Insurance company
    • Repatriation of the body to the homeland
    • Burial in place
    • Active leisure
    • Extreme vacation
    • Sports
  • Platinum
    $3.99/day
    $5.07/day
    Worldwide coverage
    $200 000
    Deductible - 0%
    60 options available
    • Coverage of treatment for COVID-19
    • Medical care
    • Treatment due to injury (outpatient)
    • Calling a doctor
    • Examination / doctor's consultation
    • Emergency dental care
    • Exacerbation of chronic diseases
    • Outpatient treatment
    • Inpatient treatment
    • Midwifery care until the 29th week
    • Emergency call
    • Calling a taxi to the hospital
    • Transportation by medical aviation
    • Medical evacuation to the country of residence
    • Coverage of the diagnosis of COVID-19
    • Coverage of treatment for COVID-19
    • Medical care
    • Outpatient treatment
    • Inpatient treatment
    • Compulsory observation for up to 15 days
    • Limit 10% of the coverage amount
    • Swimming in the pool, sea, ocean, etc.
    • Not tracked by Insurance company
    • Payment of the cost of telephone communication - 100 USD/EUR
    • Loss of baggage
    • Baggage delay
    • Loss of documents
    • Reimbursement of losses that led to breakdown or damage of rented / rental sports equipment
    • Payment of attorney's services
    • Payment of interpreter services
    • Depositing the deposit necessary for the release of the insured person from arrest
    • Reimbursement of costs for the preparation of documents necessary for returning to the country of permanent residence
    • Return of adults
    • Returning home minor children
    • Flight delay over 4 hours
    • 15 days
    • Inpatient treatment
    • Expenses for staying abroad
    • Transportation after inpatient treatment
    • Payment for accommodation in the hotel of one relative for the period of inpatient treatment of the insured person
    • Payment for the travel of one relative of the insured person in case of his hospitalization or death
    • Expenses for staying abroad after the contract expires
    • Monetary compensation as a result of damage to the life or health of third parties
    • Monetary compensation as a result of moral damage caused to third parties
    • Monetary compensation as a result of damage to the property of third parties
    • Car transportation to the nearest service station
    • Return of the driver and passengers to the country of permanent residence
    • Sudden technical breakdown or damage due to a road accident
    • Repatriation of the body to the homeland
    • Burial in place
    • Payment of expenses related to search operations
    • Payment of costs associated with search operations in remote locations
    • Reimbursement of expenses in case of force majeure (accident, including death, disability, etc.
    • Active leisure
    • Extreme vacation
    • Sports

Reviews about Travel Insurance NZ

We offer comprehensive, customizable insurance plans that adapt to your unique needs, whether you're conquering remote wildernesses or strolling historic city streets. Our friendly and knowledgeable team is always just a click or call away, ready to answer your questions and guide you through any situation, big or small. Join the two million adventurers who've chosen our insurance company as their trusted companion. Because your next adventure awaits, and we'll be right there with you, every step of the way.
I recommend
"I'm an avid hiker and booked a trip to conquer the Milford Track. My travel insurance from the company helped a lot when I sprained my ankle on the first day. They covered my medical expenses and even helped me reschedule my flights home. Without it, my dream trip could have turned into a financial nightmare."
John M, 32, Los Angeles
Everything was cool
“I'm not usually one for insurance, but New Zealand's weather is notoriously unpredictable. My Insurance Company policy eased my anxiety. When a storm canceled my ferry to Milford Sound, they reimbursed me for the missed tour and helped me find alternative activities. It saved me money and ensured I still had a fantastic time."
Peter B., 55, London
Traveling with children
"Traveling with kids always comes with surprises. My travel insurance was a lifesaver when our youngest got sick during our New Zealand campervan trip. They covered the doctor's visit and medication and even helped us find a kid-friendly campsite while she recovered. It meant we could all relax and enjoy the rest of our vacation."
Margaret L., 42, Sydney
10/10
"My campervan broke down in the middle of nowhere! My heart sank, but my Insurance policy swooped in. They covered the repairs and even found me a cozy cabin for the night. I finished my road trip with unforgettable views and a whole wallet."
Michael, 33, Berlin

Frequently Asked Questions

Domestic travel insurance in Fiji covers a range of scenarios that can occur during your trip. This includes coverage for trip cancellations or interruptions due to unforeseen circumstances, lost or delayed baggage, personal liability, and emergency medical expenses. Whether it’s a sudden illness, weather-related event, or any other unexpected situation, domestic travel insurance provides you with financial protection and assistance when you need it most.

In Fiji, domestic travel insurance typically has a maximum duration of coverage, which can vary depending on the policy you choose. Common durations range from a few days up to several months. It is important to review the policy details to ensure your specific trip duration is covered. If you plan to travel for an extended period, you may need to consider a policy that offers longer duration coverage or consider purchasing consecutive policies to cover the entire trip.

Yes, you can often add extra coverage for specific activities during domestic travel. Some adventurous activities such as water sports, hiking, or bungee jumping may require additional coverage due to the higher risk involved. It’s important to carefully review the policy terms and conditions or consult with your insurance provider to ensure that your chosen activities are covered. By adding extra coverage, you can enjoy your favorite activities with peace of mind.

Yes, medical coverage is typically included in domestic travel insurance. This coverage ensures that you are protected in case of unexpected medical emergencies during your trip. It may include expenses related to hospital stays, doctor visits, prescription medications, and emergency medical evacuations, if necessary. It is important to review the policy to understand the specific medical coverage limits and exclusions, as they can vary between insurance providers.

It is advisable to purchase domestic travel insurance as soon as you have confirmed your trip details. Ideally, you should purchase the insurance right after booking your trip. This ensures that you are covered for trip cancellations or interruptions that may occur before your departure. By purchasing travel insurance early, you can maximize the benefits and protection it provides throughout your domestic journey.

Yes, domestic travel insurance may cover rental car accidents, depending on the policy you choose. Rental car coverage typically includes liability coverage for damages to other vehicles or property, as well as coverage for damages to the rental car itself. It is essential to carefully review your policy to understand the specific coverage and any limitations or exclusions that may apply.  

Yes, trip cancellations due to unforeseen circumstances are usually covered by domestic travel insurance. Unforeseen circumstances can include medical emergencies, natural disasters, severe weather conditions, or unexpected events such as accidents or sudden illnesses. If your trip needs to be canceled or interrupted due to such circumstances, travel insurance can reimburse you for prepaid and non-refundable expenses, ensuring you do not suffer a financial loss.

Yes, we offer a round-the-clock hotline to help you during your domestic travels. Our dedicated team is available around the clock to provide support, guidance and assistance in case of emergencies or any questions you may have while traveling. Our hotline guarantees you access to professional assistance and peace of mind knowing that you will not be left alone in any unexpected situation that may arise.