Overseas Emergency Assistance

We have a team of medical experts from all over the world who can help you if you need medical attention while you are traveling.

Overseas Medical & Hospital Cover

Our comprehensive travel insurance provides peace of mind when you're exploring the world. Whether you're facing an injury, or illness, or need emergency medical attention, our policy ensures you're covered.

Simple To Use

Simply provide essential details about your upcoming destination, select the deal that best suits your needs, and ensure coverage for your upcoming journey.

24/7 Emergency Call Centre

If you require assistance during your travels, our Australian-based case managers are available 24/7, and you can access registered nurses and doctors.

Coverage for All Ages

Our comprehensive Travel Insurance New Zealand safeguards the adventures of people of all ages, offering coverage tailored to the specific needs of travelers, whether they are seasoned globetrotters or embarking on their first overseas

Comprehensive Medical Protection

Enjoy peace of mind with our coverage designed to shield you from a range of health challenges during your travels, ensuring worry-free exploration.

Coverage for Pre-Existing Medical Conditions

Tailored for individual uniqueness, our insurance offers coverage for pre-existing medical conditions, prioritizing your well-being during your travels.

Fast Online Processing

Our comprehensive Travel Insurance New Zealand safeguards the adventures of people of all ages, offering coverage tailored to the specific needs of travelers, whether they are seasoned globetrotters or embarking on their first overseas escapade.

Insurance Covers COVID-19

Rest assured that our comprehensive travel insurance NZ plan provides coverage for COVID-19-related expenses, including medical costs, cancellations, and repatriation.

Worldwide Cover to Citizens of All Countries

We extend our global protection to travelers from all corners of the globe, regardless of their nationality or country of residence.

Covered 27 Million+ Travellers

Join the vast network of over 27 million travelers who have benefited from our reliable travel insurance NZ, ensuring peace of mind during their journeys.

Risk Coverage Rating uainsAA+

Our unwavering commitment to providing exceptional insurance coverage is recognized by the esteemed uains rating agency, awarding us the prestigious AA+ risk coverage rating.

What does travel insurance NZ entail, and how does it operate?

Travel insurance mitigates financial risk associated with unforeseen events that may disrupt your vacation and incur unexpected expenses. If unexpected situations occur while you're on your travels, be assured that you can submit a claim for reimbursement. Upon eligibility and subject to any applicable excess fees, we'll cover all or part of the costs associated with the incident.

 

What does travel insurance Online offer?

PLEASE NOTE: The below is a summary only. *Terms, conditions, exclusions, limits and applicable sub-limits apply. Take a look at the Product Disclosure Statement for complete information.

International Travel

Crafted to provide coverage for international medical assistance, personal liability, travel delays to another country, island, or cruise, lost or stolen luggage, and other aspects*, our all-encompassing travel insurance ensures you're thoroughly prepared.

Domestic Travel Insurance

While traveling throughout the homeland, Domestic Travel Insurance is designed to cover for cancellation, travel delays, lost or stolen luggage, rental vehicle excess, and much more.

Single Trip Travel Insurance

This insurance is designed for a one-time journey abroad. While many insurance providers establish a maximum duration for each trip to be eligible for this policy, some insurers might prolong coverage for as long as the year 365 days.

Emergency Evacuation

If there's an emergency medical evacuation, the coverage includes transporting you to the nearest qualified medical facility and covers expenses for reasonable transportation resulting from the evacuation.

Optional Cover Extras

You have the option to add cover for extra activities, raise limits on valuables, or adjust the base excess on your Comprehensive, Multi-trip, or Domestic policy for an extra cost.

Pre-existing Medical Conditions

We provide coverage for a wide range of pre-existing medical conditions. Simply complete our medical assessment in order to apply for cover for your pre-existing medical condition*. Additional premiums may apply.

Why choose Our Travel Insurance?

Risk coverage rating uainsAA+

According to the rating scale for assessing the financial reliability (stability) of an insurance company, a company with an AA+ rating is characterized by very high financial reliability (stability).

Flexibility, choice, and great value

Our Comprehensive, Multi-Trip, and Domestic plans give you the flexibility to select the cancellation cover that suits your needs, along with the option to enhance coverage for valuable items you plan to bring with you.*  We also provide the option to vary the excess you pay if anything goes wrong when travelling.

We are Global

With our worldwide support network, we have medical experts ready to assist whenever the situation requires it.

Let us take Worldcare of you

We arrange your insurance, answer any questions you have, provide emergency medical assistance, and help with your claim.

 

Tariff. Which is best for you?

  • Silver
    $0.69/day
    $0.88/day
    Worldwide coverage
    $70 000
    Deductible - 25%
    20 options available
    • Coverage of eatment for COVID-19
    • Medical care
    • Treatment due to injury (outpatient)
    • Calling a doctor
    • Examination / doctor's consultation
    • Emergency dental care
    • Exacerbation of chronic diseases
    • Outpatient treatment
    • Inpatient treatment
    • Midwifery care until the 29th week
    • Emergency call
    • Calling a taxi to the hospital
    • Transportation by medical aviation
    • Medical evacuation to the country of residence
    • Coverage of the diagnosis of COVID-19
    • Coverage of treatment for COVID-19
    • Medical care
    • Outpatient treatment
    • Inpatient treatment
    • Compulsory observation for up to 15 days
    • Limit 10% of the coverage amount
    • Service exclusively in case of the absence of alcohol in the blood
    • Repatriation of the body to the homeland
    • Burial in place
    • Active leisure
    • Extreme vacation
    • Sports
  • Gold
    $1.19/day
    $1.51/day
    Worldwide coverage
    $100 000
    Deductible - 0%
    30 options available
    • Coverage of treatment for COVID-19
    • Medical care
    • Treatment due to injury (outpatient)
    • Calling a doctor
    • Examination / doctor's consultation
    • Emergency dental care
    • Exacerbation of chronic diseases
    • Outpatient treatment
    • Inpatient treatment
    • Midwifery care until the 29th week
    • Emergency call
    • Calling a taxi to the hospital
    • Transportation by medical aviation
    • Medical evacuation to the country of residence
    • Coverage of the diagnosis of COVID-19
    • Coverage of treatment for COVID-19
    • Medical care
    • Outpatient treatment
    • Inpatient treatment
    • Compulsory observation for up to 15 days
    • Limit 10% of the coverage amount
    • Swimming in the pool, sea, ocean, etc.
    • Not tracked by Insurance company
    • Repatriation of the body to the homeland
    • Burial in place
    • Active leisure
    • Extreme vacation
    • Sports
  • Platinum
    $3.99/day
    $5.07/day
    Worldwide coverage
    $200 000
    Deductible - 0%
    60 options available
    • Coverage of treatment for COVID-19
    • Medical care
    • Treatment due to injury (outpatient)
    • Calling a doctor
    • Examination / doctor's consultation
    • Emergency dental care
    • Exacerbation of chronic diseases
    • Outpatient treatment
    • Inpatient treatment
    • Midwifery care until the 29th week
    • Emergency call
    • Calling a taxi to the hospital
    • Transportation by medical aviation
    • Medical evacuation to the country of residence
    • Coverage of the diagnosis of COVID-19
    • Coverage of treatment for COVID-19
    • Medical care
    • Outpatient treatment
    • Inpatient treatment
    • Compulsory observation for up to 15 days
    • Limit 10% of the coverage amount
    • Swimming in the pool, sea, ocean, etc.
    • Not tracked by Insurance company
    • Payment of the cost of telephone communication - 100 USD/EUR
    • Loss of baggage
    • Baggage delay
    • Loss of documents
    • Reimbursement of losses that led to breakdown or damage of rented / rental sports equipment
    • Payment of attorney's services
    • Payment of interpreter services
    • Depositing the deposit necessary for the release of the insured person from arrest
    • Reimbursement of costs for the preparation of documents necessary for returning to the country of permanent residence
    • Return of adults
    • Returning home minor children
    • Flight delay over 4 hours
    • 15 days
    • Inpatient treatment
    • Expenses for staying abroad
    • Transportation after inpatient treatment
    • Payment for accommodation in the hotel of one relative for the period of inpatient treatment of the insured person
    • Payment for the travel of one relative of the insured person in case of his hospitalization or death
    • Expenses for staying abroad after the contract expires
    • Monetary compensation as a result of damage to the life or health of third parties
    • Monetary compensation as a result of moral damage caused to third parties
    • Monetary compensation as a result of damage to the property of third parties
    • Car transportation to the nearest service station
    • Return of the driver and passengers to the country of permanent residence
    • Sudden technical breakdown or damage due to a road accident
    • Repatriation of the body to the homeland
    • Burial in place
    • Payment of expenses related to search operations
    • Payment of costs associated with search operations in remote locations
    • Reimbursement of expenses in case of force majeure (accident, including death, disability, etc.
    • Active leisure
    • Extreme vacation
    • Sports

Reviews about Travel Insurance NZ

We offer comprehensive, customizable insurance plans that adapt to your unique needs, whether you're conquering remote wildernesses or strolling historic city streets. Our friendly and knowledgeable team is always just a click or call away, ready to answer your questions and guide you through any situation, big or small. Join the two million adventurers who've chosen our insurance company as their trusted companion. Because your next adventure awaits, and we'll be right there with you, every step of the way.
I recommend
"I'm an avid hiker and booked a trip to conquer the Milford Track. My travel insurance from the company helped a lot when I sprained my ankle on the first day. They covered my medical expenses and even helped me reschedule my flights home. Without it, my dream trip could have turned into a financial nightmare."
John M, 32, Los Angeles
Everything was cool
“I'm not usually one for insurance, but New Zealand's weather is notoriously unpredictable. My Insurance Company policy eased my anxiety. When a storm canceled my ferry to Milford Sound, they reimbursed me for the missed tour and helped me find alternative activities. It saved me money and ensured I still had a fantastic time."
Peter B., 55, London
Traveling with children
"Traveling with kids always comes with surprises. My travel insurance was a lifesaver when our youngest got sick during our New Zealand campervan trip. They covered the doctor's visit and medication and even helped us find a kid-friendly campsite while she recovered. It meant we could all relax and enjoy the rest of our vacation."
Margaret L., 42, Sydney
10/10
"My campervan broke down in the middle of nowhere! My heart sank, but my Insurance policy swooped in. They covered the repairs and even found me a cozy cabin for the night. I finished my road trip with unforgettable views and a whole wallet."
Michael, 33, Berlin

Frequently Asked Questions

Travel insurance is designed to protect you from financial losses that can occur while traveling. For instance, medical expenses, trip cancellation, lost or delayed luggage, and emergency cash.

The maximum duration available is 365 days.

When you buy travel insurance, we send you a confirmation email with your policy documents attached. We suggest saving it on your device or printing a couple of copies of this email, and strongly advise bringing a copy with you on your travels.

Certainly, you can buy up until the moment you leave your home for your journey. However, we don’t recommend doing so, as it doesn’t allow sufficient time to ensure the accuracy of your policy and avoid any mistakes.

Our insurance program includes various aspects of coverage pertaining to Coronavirus (COVID-19). Our policies will solely offer coverage for claims directly or indirectly associated with a pandemic and/or epidemic, including, but not limited to, Coronavirus (COVID–19).

Yes, our Travel Insurance have worldwide coverages.

When you travel, you might face challenges such as language barriers and differences in currency that could hinder your access to quality medical care. Going without protection can expose you to substantial out-of-pocket medical costs and navigating unfamiliar healthcare systems without adequate support. Additionally, certain countries mandate travel medical insurance for entry, and many now impose compulsory COVID-19 coverage requirements.