Overseas Emergency Assistance

With cheap long term travel insurance, you can access round-the-clock overseas emergency assistance. Whether you are in a medical crisis or facing travel disruptions, our dedicated team is just a phone call away.

Overseas Medical & Hospital Cover

With long stay travel insurance, you're covered for overseas medical and hospital expenses. From minor ailments to major emergencies, our policy ensures you receive the care you need without worrying about hefty medical bills.

Simple To Use

With our insurance for long term travel, simplicity is critical. We've designed our process to be straightforward and user-friendly so you can focus on enjoying your travels instead of dealing with paperwork and bureaucracy.

24/7 Emergency Call Centre

Our 24/7 emergency call center is always at your service. Our team can provide support and guidance whenever needed, whether you're facing a medical crisis, lost luggage, or any other travel-related issue.

Coverage for All Ages

Our long term travel insurance NZ offers coverage for travelers of all ages. Whether you're a young backpacker starting a gap year adventure or a retiree realizing lifelong travel dreams, we've got you covered.

Comprehensive Medical Protection

Your health is our top priority, so our policy offers comprehensive medical protection. We ensure you receive the best possible care, from routine doctor's visits to emergency surgeries.

Coverage for Pre-Existing Medical Conditions

We understand that pre-existing medical conditions shouldn't prevent you from exploring the world. That's why our travel insurance long term includes coverage for a wide range of pre-existing conditions.

Fast Online Processing

We offer fast online processing for our travel insurance long-term stay policies. With just a few clicks, you can secure coverage for your long term travels.

Tariff. Which is best for you?

  • Silver
    $0.69/day
    $0.88/day
    Worldwide coverage
    $70 000
    Deductible - 25%
    20 options available
    • Coverage of eatment for COVID-19
    • Medical care
    • Treatment due to injury (outpatient)
    • Calling a doctor
    • Examination / doctor's consultation
    • Emergency dental care
    • Exacerbation of chronic diseases
    • Outpatient treatment
    • Inpatient treatment
    • Midwifery care until the 29th week
    • Emergency call
    • Calling a taxi to the hospital
    • Transportation by medical aviation
    • Medical evacuation to the country of residence
    • Coverage of the diagnosis of COVID-19
    • Coverage of treatment for COVID-19
    • Medical care
    • Outpatient treatment
    • Inpatient treatment
    • Compulsory observation for up to 15 days
    • Limit 10% of the coverage amount
    • Service exclusively in case of the absence of alcohol in the blood
    • Repatriation of the body to the homeland
    • Burial in place
    • Active leisure
    • Extreme vacation
    • Sports
  • Gold
    $1.19/day
    $1.51/day
    Worldwide coverage
    $100 000
    Deductible - 0%
    30 options available
    • Coverage of treatment for COVID-19
    • Medical care
    • Treatment due to injury (outpatient)
    • Calling a doctor
    • Examination / doctor's consultation
    • Emergency dental care
    • Exacerbation of chronic diseases
    • Outpatient treatment
    • Inpatient treatment
    • Midwifery care until the 29th week
    • Emergency call
    • Calling a taxi to the hospital
    • Transportation by medical aviation
    • Medical evacuation to the country of residence
    • Coverage of the diagnosis of COVID-19
    • Coverage of treatment for COVID-19
    • Medical care
    • Outpatient treatment
    • Inpatient treatment
    • Compulsory observation for up to 15 days
    • Limit 10% of the coverage amount
    • Swimming in the pool, sea, ocean, etc.
    • Not tracked by Insurance company
    • Repatriation of the body to the homeland
    • Burial in place
    • Active leisure
    • Extreme vacation
    • Sports
  • Platinum
    $3.99/day
    $5.07/day
    Worldwide coverage
    $200 000
    Deductible - 0%
    60 options available
    • Coverage of treatment for COVID-19
    • Medical care
    • Treatment due to injury (outpatient)
    • Calling a doctor
    • Examination / doctor's consultation
    • Emergency dental care
    • Exacerbation of chronic diseases
    • Outpatient treatment
    • Inpatient treatment
    • Midwifery care until the 29th week
    • Emergency call
    • Calling a taxi to the hospital
    • Transportation by medical aviation
    • Medical evacuation to the country of residence
    • Coverage of the diagnosis of COVID-19
    • Coverage of treatment for COVID-19
    • Medical care
    • Outpatient treatment
    • Inpatient treatment
    • Compulsory observation for up to 15 days
    • Limit 10% of the coverage amount
    • Swimming in the pool, sea, ocean, etc.
    • Not tracked by Insurance company
    • Payment of the cost of telephone communication - 100 USD/EUR
    • Loss of baggage
    • Baggage delay
    • Loss of documents
    • Reimbursement of losses that led to breakdown or damage of rented / rental sports equipment
    • Payment of attorney's services
    • Payment of interpreter services
    • Depositing the deposit necessary for the release of the insured person from arrest
    • Reimbursement of costs for the preparation of documents necessary for returning to the country of permanent residence
    • Return of adults
    • Returning home minor children
    • Flight delay over 4 hours
    • 15 days
    • Inpatient treatment
    • Expenses for staying abroad
    • Transportation after inpatient treatment
    • Payment for accommodation in the hotel of one relative for the period of inpatient treatment of the insured person
    • Payment for the travel of one relative of the insured person in case of his hospitalization or death
    • Expenses for staying abroad after the contract expires
    • Monetary compensation as a result of damage to the life or health of third parties
    • Monetary compensation as a result of moral damage caused to third parties
    • Monetary compensation as a result of damage to the property of third parties
    • Car transportation to the nearest service station
    • Return of the driver and passengers to the country of permanent residence
    • Sudden technical breakdown or damage due to a road accident
    • Repatriation of the body to the homeland
    • Burial in place
    • Payment of expenses related to search operations
    • Payment of costs associated with search operations in remote locations
    • Reimbursement of expenses in case of force majeure (accident, including death, disability, etc.
    • Active leisure
    • Extreme vacation
    • Sports

Note: Prices are shown in USD for informational purposes and for your convenience. The final price will be calculated in your local currency based on the exchange rate at the time of purchase.

 

 

Benefits of Long Term Travel Insurance Coverage

Long term travel insurance NZ offers a myriad of benefits that go beyond simple peace of mind. From financial protection in case of trip cancellation or interruption to coverage for lost or stolen belongings, our travel insurance allows you to focus on making memories that will last a lifetime. With comprehensive medical coverage, you can rest assured that any unexpected health issues will be handled, allowing you to immerse yourself in your travels without worrying. Additionally, our policies provide 24/7 emergency assistance, ensuring you can access support whenever needed, no matter where your adventures take you. Whether you're embarking on a multi-month backpacking trip or an extended holiday, long term travel insurance NZ is an invaluable investment that can provide the security and confidence to make the most of your time abroad.

 

 

Understanding Long Term Travel Insurance

Long term travel insurance is designed for travelers planning extended trips abroad, typically three months or longer. This type of insurance provides comprehensive coverage for medical emergencies, trip cancellations, lost or stolen belongings, and other unexpected events that may occur during a prolonged journey. Unlike short-term travel insurance, long term policies are tailored to meet the unique needs of those embarking on extended adventures, offering more robust protection and flexibility to accommodate the extended duration of the trip. Purchasing long term travel insurance can provide valuable peace of mind, allowing travelers to focus on the excitement and experiences of their journey without worrying about unexpected financial burdens.

 

 

Why Choose Our Long Term Travel Insurance

Risk Coverage Rated AA+

 

Our long term travel insurance policies are backed by top-notch insurers with a track record of financial stability and reliability. With a risk coverage rating of AA+, you can trust that you’re in good hands no matter where your travels take you.

 

Global Coverage Reach

 

Our long term travel insurance provides comprehensive coverage worldwide. Whether you’re exploring a single country or traversing continents, you can journey with confidence, knowing that help is always within reach.

 

Flexibility, Options, and Outstanding Value

 

We offer flexible policy options to suit your requirements. Our policies also offer exceptional value, providing comprehensive coverage at competitive prices.

Let Us Provide Worldcare for You

 

We aim to provide you with world-class care and support throughout your travels. With our travel insurance, you can confidently explore the world, knowing we’re always here to help when you need us most.

 

Reviews about Travel Insurance NZ

We offer comprehensive, customizable insurance plans that adapt to your unique needs, whether you're conquering remote wildernesses or strolling historic city streets. Our friendly and knowledgeable team is always just a click or call away, ready to answer your questions and guide you through any situation, big or small. Join the two million adventurers who've chosen our insurance company as their trusted companion. Because your next adventure awaits, and we'll be right there with you, every step of the way.
I recommend
"I'm an avid hiker and booked a trip to conquer the Milford Track. My travel insurance from the company helped a lot when I sprained my ankle on the first day. They covered my medical expenses and even helped me reschedule my flights home. Without it, my dream trip could have turned into a financial nightmare."
John M, 32, Los Angeles
Everything was cool
“I'm not usually one for insurance, but New Zealand's weather is notoriously unpredictable. My Insurance Company policy eased my anxiety. When a storm canceled my ferry to Milford Sound, they reimbursed me for the missed tour and helped me find alternative activities. It saved me money and ensured I still had a fantastic time."
Peter B., 55, London
Traveling with children
"Traveling with kids always comes with surprises. My travel insurance was a lifesaver when our youngest got sick during our New Zealand campervan trip. They covered the doctor's visit and medication and even helped us find a kid-friendly campsite while she recovered. It meant we could all relax and enjoy the rest of our vacation."
Margaret L., 42, Sydney
10/10
"My campervan broke down in the middle of nowhere! My heart sank, but my Insurance policy swooped in. They covered the repairs and even found me a cozy cabin for the night. I finished my road trip with unforgettable views and a whole wallet."
Michael, 33, Berlin

Frequently Asked Questions

The coverage period with long term travel insurance NZ varies depending on your specific policy and travel plans. We offer flexible options tailored to meet the needs of different travelers.

No, there is no age limit for travel insurance. We believe that travel should be accessible to people of all ages. Either way, our policies will give you the protection and peace of mind you need for your travels.

Our policies cover a wide range of adventure activities, including but not limited to hiking, skiing, snorkeling, scuba diving, bungee jumping, and ziplining. However, coverage for specific activities may vary depending on your chosen policy, so it is important to familiarize yourself with the policy details and exclusions to ensure that the desired activities are covered.

Yes, we offer coverage for pre-existing medical conditions as part of our travel insurance policies. However, coverage is subject to certain conditions, including the severity of the condition and recent treatment or change of medication. When applying for coverage, you must accurately list any pre-existing medical conditions to protect your health while traveling.

Yes, if you become ill or seriously injured while traveling abroad and need to be repatriated to your home country for treatment, our experienced team can help you arrange transportation. Repatriation services may include coordinating medical evacuation flights, ground transportation to the airport, and liaising with medical professionals to ensure you receive the care you need during your trip home.

You can get travel insurance when you finalize your travel plans and know your travel dates. Our quick and easy online application process will make it quick and easy for you to get your travel insurance coverage so you can focus on planning your trip. Visit our website, enter your travel details, select the insurance coverage options that meet your needs, and complete the online application form. Once your application and payment are approved, you will receive your insurance documents via email.

If you need help finding your policy documents, contact us by phone or email; a representative will help you locate them quickly. You can also log in to your account on our website to access your policy information and download a copy of your documents anytime.

Yes, our travel insurance policies include coverage for dental emergencies while traveling. If you experience a sudden toothache or dental injury or need emergency dental treatment while traveling abroad, our policy covers necessary medical expenses related to dental care.