Overseas Emergency Assistance

When you're exploring the world, unexpected emergencies can arise. That's where cheap long term travel insurance steps in to offer peace of mind. With our policy, you gain access to round-the-clock overseas emergency assistance. Whether you find yourself in a medical crisis or facing travel disruptions, our dedicated team is just a phone call away.

Overseas Medical & Hospital Cover

One of the primary concerns while traveling abroad is access to quality medical care. With long stay travel insurance, you're covered for overseas medical and hospital expenses. From minor ailments to major emergencies, our policy ensures you receive the care you need without worrying about hefty medical bills.

Simple To Use

Navigating insurance policies can sometimes feel like deciphering a complex puzzle. But with our insurance for long term travel, simplicity is key. We've designed our process to be straightforward and user-friendly, so you can focus on enjoying your travels instead of dealing with paperwork and bureaucracy.

24/7 Emergency Call Centre

Emergencies don't adhere to a schedule, which is why our 24/7 emergency call centre is always at your service. Whether you're facing a medical crisis, lost luggage, or any other travel-related issue, our team is here to provide support and guidance whenever you need it.

Coverage for All Ages

Age should never be a barrier to adventure. That's why our long term travel insurance NZ offers coverage for travelers of all ages. Whether you're a young backpacker embarking on a gap year adventure or a retiree fulfilling lifelong travel dreams, we've got you covered.

Comprehensive Medical Protection

Your health is our top priority, which is why our policy offers comprehensive medical protection. From routine doctor's visits to emergency surgeries, we ensure that you receive the best possible care wherever your travels take you.

Coverage for Pre-Existing Medical Conditions

We understand that pre-existing medical conditions shouldn't prevent you from exploring the world. That's why our travel insurance long term includes coverage for a wide range of pre-existing conditions. With us, you can travel with confidence knowing that your health needs are taken care of.

Fast Online Processing

We know that time is of the essence when planning a trip, which is why we offer fast online processing for our travel insurance long term stay policies. With just a few clicks, you can secure coverage for your long term travels and set off on your adventure with peace of mind.

Benefits of Long Term Travel Insurance Coverage

Long term travel insurance NZ offers a myriad of benefits that go beyond simple peace of mind. From financial protection in case of trip cancellation or interruption to coverage for lost or stolen belongings, our policies are designed to safeguard your investment and ensure a worry-free travel experience. With our travel insurance, you can focus on making memories that will last a lifetime.

 

 

Understanding Long Term Travel Insurance

Long term travel insurance is designed for travelers planning extended trips abroad, typically lasting three months or longer. Unlike standard travel insurance policies, which are intended for short-term vacations, travel insurance provides coverage for an extended period, offering peace of mind and protection for the duration of your trip.

 

 

Why Choose Our Long Term Travel Insurance

Risk Coverage Rated AA+

 

Our long term travel insurance policies are backed by top-notch insurers with a track record of financial stability and reliability. With a risk coverage rating of AA+, you can trust that you’re in good hands no matter where your travels take you.

 

Global Coverage Reach

 

From the bustling streets of Bangkok to the serene beaches of Fiji, our long term travel insurance offers coverage that extends across the globe. Whether you’re exploring one country or hopping between continents, you can travel with confidence knowing that help is never far away.

 

Flexibility, Options, and Outstanding Value

 

We understand that every traveler has unique needs and preferences, which is why we offer flexible policy options to suit your individual requirements. Plus, our policies offer exceptional value, providing comprehensive coverage at competitive prices.

Let Us Provide Worldcare for You

 

At the end of the day, our goal is simple: to provide you with world-class care and support throughout your travels. With our travel insurance, you can explore the world with confidence, knowing that we’re always here to help when you need us most.

 

Tariff. Which is best for you?

  • Silver
    $0.69/day
    $0.88/day
    Worldwide coverage
    $70 000
    Deductible - 25%
    20 options available
    • Coverage of eatment for COVID-19
    • Medical care
    • Treatment due to injury (outpatient)
    • Calling a doctor
    • Examination / doctor's consultation
    • Emergency dental care
    • Exacerbation of chronic diseases
    • Outpatient treatment
    • Inpatient treatment
    • Midwifery care until the 29th week
    • Emergency call
    • Calling a taxi to the hospital
    • Transportation by medical aviation
    • Medical evacuation to the country of residence
    • Coverage of the diagnosis of COVID-19
    • Coverage of treatment for COVID-19
    • Medical care
    • Outpatient treatment
    • Inpatient treatment
    • Compulsory observation for up to 15 days
    • Limit 10% of the coverage amount
    • Service exclusively in case of the absence of alcohol in the blood
    • Repatriation of the body to the homeland
    • Burial in place
    • Active leisure
    • Extreme vacation
    • Sports
  • Gold
    $1.19/day
    $1.51/day
    Worldwide coverage
    $100 000
    Deductible - 0%
    30 options available
    • Coverage of treatment for COVID-19
    • Medical care
    • Treatment due to injury (outpatient)
    • Calling a doctor
    • Examination / doctor's consultation
    • Emergency dental care
    • Exacerbation of chronic diseases
    • Outpatient treatment
    • Inpatient treatment
    • Midwifery care until the 29th week
    • Emergency call
    • Calling a taxi to the hospital
    • Transportation by medical aviation
    • Medical evacuation to the country of residence
    • Coverage of the diagnosis of COVID-19
    • Coverage of treatment for COVID-19
    • Medical care
    • Outpatient treatment
    • Inpatient treatment
    • Compulsory observation for up to 15 days
    • Limit 10% of the coverage amount
    • Swimming in the pool, sea, ocean, etc.
    • Not tracked by Insurance company
    • Repatriation of the body to the homeland
    • Burial in place
    • Active leisure
    • Extreme vacation
    • Sports
  • Platinum
    $3.99/day
    $5.07/day
    Worldwide coverage
    $200 000
    Deductible - 0%
    60 options available
    • Coverage of treatment for COVID-19
    • Medical care
    • Treatment due to injury (outpatient)
    • Calling a doctor
    • Examination / doctor's consultation
    • Emergency dental care
    • Exacerbation of chronic diseases
    • Outpatient treatment
    • Inpatient treatment
    • Midwifery care until the 29th week
    • Emergency call
    • Calling a taxi to the hospital
    • Transportation by medical aviation
    • Medical evacuation to the country of residence
    • Coverage of the diagnosis of COVID-19
    • Coverage of treatment for COVID-19
    • Medical care
    • Outpatient treatment
    • Inpatient treatment
    • Compulsory observation for up to 15 days
    • Limit 10% of the coverage amount
    • Swimming in the pool, sea, ocean, etc.
    • Not tracked by Insurance company
    • Payment of the cost of telephone communication - 100 USD/EUR
    • Loss of baggage
    • Baggage delay
    • Loss of documents
    • Reimbursement of losses that led to breakdown or damage of rented / rental sports equipment
    • Payment of attorney's services
    • Payment of interpreter services
    • Depositing the deposit necessary for the release of the insured person from arrest
    • Reimbursement of costs for the preparation of documents necessary for returning to the country of permanent residence
    • Return of adults
    • Returning home minor children
    • Flight delay over 4 hours
    • 15 days
    • Inpatient treatment
    • Expenses for staying abroad
    • Transportation after inpatient treatment
    • Payment for accommodation in the hotel of one relative for the period of inpatient treatment of the insured person
    • Payment for the travel of one relative of the insured person in case of his hospitalization or death
    • Expenses for staying abroad after the contract expires
    • Monetary compensation as a result of damage to the life or health of third parties
    • Monetary compensation as a result of moral damage caused to third parties
    • Monetary compensation as a result of damage to the property of third parties
    • Car transportation to the nearest service station
    • Return of the driver and passengers to the country of permanent residence
    • Sudden technical breakdown or damage due to a road accident
    • Repatriation of the body to the homeland
    • Burial in place
    • Payment of expenses related to search operations
    • Payment of costs associated with search operations in remote locations
    • Reimbursement of expenses in case of force majeure (accident, including death, disability, etc.
    • Active leisure
    • Extreme vacation
    • Sports

Reviews about Travel Insurance NZ

We offer comprehensive, customizable insurance plans that adapt to your unique needs, whether you're conquering remote wildernesses or strolling historic city streets. Our friendly and knowledgeable team is always just a click or call away, ready to answer your questions and guide you through any situation, big or small. Join the two million adventurers who've chosen our insurance company as their trusted companion. Because your next adventure awaits, and we'll be right there with you, every step of the way.
I recommend
"I'm an avid hiker and booked a trip to conquer the Milford Track. My travel insurance from the company helped a lot when I sprained my ankle on the first day. They covered my medical expenses and even helped me reschedule my flights home. Without it, my dream trip could have turned into a financial nightmare."
John M, 32, Los Angeles
Everything was cool
“I'm not usually one for insurance, but New Zealand's weather is notoriously unpredictable. My Insurance Company policy eased my anxiety. When a storm canceled my ferry to Milford Sound, they reimbursed me for the missed tour and helped me find alternative activities. It saved me money and ensured I still had a fantastic time."
Peter B., 55, London
Traveling with children
"Traveling with kids always comes with surprises. My travel insurance was a lifesaver when our youngest got sick during our New Zealand campervan trip. They covered the doctor's visit and medication and even helped us find a kid-friendly campsite while she recovered. It meant we could all relax and enjoy the rest of our vacation."
Margaret L., 42, Sydney
10/10
"My campervan broke down in the middle of nowhere! My heart sank, but my Insurance policy swooped in. They covered the repairs and even found me a cozy cabin for the night. I finished my road trip with unforgettable views and a whole wallet."
Michael, 33, Berlin

Frequently Asked Questions

The coverage period with long term travel insurance NZ varies depending on your specific policy and travel plans. We offer flexible options tailored to meet the needs of different travelers, ranging from short-term trips to extended journeys lasting several months or even years. When purchasing your policy, you can select the duration of coverage that best aligns with your travel itinerary and preferences.

No, there are no age restrictions for obtaining travel insurance. We believe that travel should be accessible to individuals of all ages, from young adventurers to seasoned globetrotters. Whether you’re a student planning a gap year abroad or a retiree exploring new destinations, our policies are available to provide you with the protection and peace of mind you need for your travels.

We understand that many travelers enjoy participating in adventurous activities and sports during their trips. That’s why our policies offer coverage for a wide range of adventure activities, including but not limited to hiking, skiing, snorkeling, scuba diving, bungee jumping, and zip-lining. However, coverage for specific activities may vary depending on the policy you select, so it’s essential to review the policy details and exclusions to ensure that your desired activities are covered.

Yes, we offer coverage for pre-existing medical conditions as part of our travel insurance policies. However, coverage for pre-existing conditions is subject to certain terms and conditions, including the severity of the condition and any recent treatment or medication changes. When applying for coverage, it’s crucial to disclose any pre-existing conditions accurately to ensure that you receive the appropriate protection for your health needs while traveling.

Yes, if you fall ill or sustain a severe injury while traveling abroad and require repatriation to your home country for medical treatment, our experienced team will assist you in arranging transportation. Repatriation services may include coordinating medical evacuation flights, ground transportation to the airport, and liaising with medical professionals to ensure that you receive the necessary care during your journey home. Our priority is your health and safety, and we’re here to provide support and assistance in emergencies.

You can obtain travel insurance as soon as you’ve finalized your travel plans and know your trip dates. Our fast and convenient online application process allows you to secure coverage quickly and easily, so you can focus on planning your trip with confidence. Simply visit our website, enter your travel details, select the coverage options that suit your needs, and complete the online application form. Once your application is approved and payment is processed, you’ll receive your policy documents via email, ready to embark on your adventure.

If you misplace your policy documents or require assistance accessing them, our customer service team is here to help. Simply contact us by phone or email, and one of our friendly representatives will assist you in retrieving your policy documents promptly. Alternatively, you can log in to your online account on our website to access your policy details and download a copy of your documents at any time. We’re committed to providing excellent customer service and ensuring that you have all the information you need for your travels.

Yes, our travel insurance policies include coverage for dental emergencies that occur during your trip. Whether you experience sudden tooth pain, a dental injury, or require emergency dental treatment while traveling abroad, our policy provides coverage for necessary medical expenses related to dental care. This coverage extends to services such as emergency dental treatment, dental surgery, and pain relief medication prescribed by a licensed dentist or medical professional. With travel insurance long term, you can travel confidently knowing that you’re protected against unexpected dental issues that may arise during your journey.